Jewels: tortoise shell large necklace, gold and tortoise shell ring
Cover-Up: “Magaschoni” tan fringe edge cardigan
Shoes: “Salvatore Ferragamo” brown patent leather flats, “Charlotte Olympia” kitty loafers


Jewels: Mixed metal gold crystal drop earrings, “Freda Rothman” mixed metal ring
Cover-Up: “Uniqlo” Dark green puffer coat
Shoes: “Via Spiga” black suede boot
Purse: black

Jewels: Mixed metal gold crystal drop earrings, “Freda Rothmans” mixed metal ring,
Cover-Up: “Uniqlo” burgundy puffer coat
Shoes: “Via Spiga” black suede boot
Purse: black,

Jewels: Mixed metal gold crystal drop earrings, “Freda Rothman” mixed metal ring
Cover-Up: “Born” brown taupe puffer jacket
Shoes: “Born” brown taupe boots
Purse: orange, black

Jewels: Simple Carnelian cluster
Cover-Up: Black, red, or light blue outerwear
Shoes: “Salvatore Ferragamo” black patent leather sandals
Purse: Red, blue, black

Jewels: Tortoise shell cluster,
Cover-Up: “Burberry” forest green puffer belted jacket, “Hermes” scarf
Shoes: “FC” tan suede over-the-knee boots
Purse: Forest green, tan,

Jewels: Tortoise shell cluster, Gold Leaf cluster
Cover-Up: “Burberry” taupe off-white puffer jacket
Shoes: Sub in another brown boot of any color.
Purse: Forest green, tan, taupe, gold

Jewels: simple gold earrings, wood necklace and delicate gold bangles. Gold Leaf Linda Clutser
Cover-Up: “Theory” Taupe long sweater vest
Shoes: Sub in any brown boot of any color
Purse: Forest green, tan, brown, taupe

Jewels: simple gold earrings, stacked “Hermes” bracelets
Cover-Up: “Gap” forest green puffer vest, “Hermes” scarf
Shoes: “FC” tan suede over-the-knee boots
Purse: Forest green, tan, yellow

Jewels: “Linda Rocco” wood earrings, “Argento Vivo” gold ring
Cover-Up: “Ann Taylor” cream shawl, Large coat if needed
Shoes: “Born” brown taupe booties
Purse: Brown, Tan, gold